Loan operations software
Simplify your loan management. Grow your lending business.
Perlio helps finance companies, microfinance organisations, loan agencies, and branch-based lenders run customers, loans, collections, branches, users, expenses, and reports from one workspace per organisation.
Built for lending operations
Use one organisation workspace for daily work across offices. Access is limited by the roles and permissions you assign.
Centralized loan work
Customers, applications, and loan records sit in one place for the organisation.
Branches and centres
Structure field operations the way your offices and centres actually work.
Signed-in staff access
People sign in with their own accounts. What they can open depends on their role.
Role-based permissions
Assign roles so collections, reports, or setup are limited to the right users.
Repayments and collections
Record dues and collections as they happen instead of chasing spreadsheets.
Business reports
Review operational reports from the same system that holds the day-to-day work.
Less re-keying
Keep registers, receipts, and follow-up in one application instead of parallel books.
Operational visibility
Managers can see loans, arrears, and collections without waiting for a manual extract.
Key features
Modules your team already uses in the lending workspace.
Customer management
Maintain member profiles, identifiers, and centre links used across loans and collections.
Loan management
Capture applications, schemes, and loan records through the organisation’s workflow.
Repayment & collections
Track dues, post collections, and follow arrears from the same operational screens.
Branch & centre management
Set up branches and centres so staff work against the right office and group.
Users & permissions
Create staff users and roles so each person only gets the menus and actions they need.
Expense management
Record organisation expenses alongside lending operations instead of a separate notebook.
Reports & analytics
Run operational reports for loans, collections, and related activity from the workspace.
Notifications
In-app alerts and email messages the product already sends, such as registration verification codes when mail is configured.
How it works
Create your organisation
Register for a subscription. After we accept it, your company workspace is provisioned on its own subdomain.
Configure branches, centres, and users
Add offices, centres, roles, and staff so daily work matches how you operate.
Manage customers and loans
Onboard members and process loan applications inside that organisation only.
Track repayments and reports
Post collections, watch arrears, and use reports for operational decisions.
Why Perlio
Lending teams lose time when customer files, collection sheets, and branch reports live in different places. Perlio is a business application for that daily work: one organisation, signed-in staff, and screens for the operations you already run.
- Spend less time copying the same data between registers.
- See loan and collection status without waiting for a compiled sheet.
- Run more than one branch or centre from the same organisation workspace.
- Limit employee access with roles instead of sharing a single login.
- Use reports from the same records your staff update during the day.
Access control you can inspect
These controls are part of the application today. We do not claim certifications, guaranteed uptime, or “bank-grade” security.
- Staff authenticate with a username and a hashed password.
- Sessions are stored in cookies marked HTTP-only, with SameSite=Lax.
- Forms are protected against cross-site request forgery.
- Menus and actions follow role-based permissions inside each organisation.
- Each accepted company runs in its own tenant workspace and database.
Ready to simplify your loan operations?
Request a subscription to create your organisation account, or sign in if you already have a subdomain.